In 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) made major revisions to the U.S. Bankruptcy Code. One significant change requires that all people who file for bankruptcy receive budget and credit counseling from an approved credit agency prior to filing.
Guidance to Debt Relief | Informed Decisions From the Beginning
Credit counseling is very beneficial to anyone in debt trouble. In reality, we could all use more education and awareness, but credit counseling agencies do not employ experienced legal professionals. Involving an experienced and knowledgeable attorney from the beginning can provide you informative counsel, including knowledge of legal challenges and options, debt management planning, enforcement of legal protections, and representation of your best interests in the bankruptcy court.
At Redman Ludwig, P.C., in Indianapolis, we guide individual and business debtors throughout central Indiana who need to make important decisions about their debt. Our business is providing the effective means and direction to achieve a fresh financial start for our clients. We protect your rights, interests and assets to the maximum extent allowable under the law.
Our team of bankruptcy attorneys is focused on laying the groundwork and helping you execute a plan to strive for successful solutions and a brighter future. Our more than 60 years of collective experience is a major asset on your side.
Hamilton County Credit and Debt Help Lawyers
We help clients erase debt problems by eliminating or restructuring debt, stopping creditor harassment, preventing garnishments and levies, and protecting property and other assets. Our team is at your service, and we are ready to apply the most practical and effective solutions to your specific situation.
Many credit counseling agencies offer debt management plans as an alternative to bankruptcy, but they do not provide full examination of your unique situation or complete explanation of all your options in debt relief. Bankruptcy may be your best option, and the legal strength of a federal bankruptcy order should be fully vetted with a knowledgeable attorney before any decision is made.
Free, Informative Consultations: Call 866-793-5226 or 317-489-5832
Are you considering filing Chapter 7 bankruptcy or Chapter 13 bankruptcy? Are you looking for more information about credit counseling? Ensure that you are not pressured into a plan or option that is adverse to your best interests. Contact us today. Our Marion County credit counseling lawyers respond quickly to client needs with caring, dependable, no-pressure counsel.
Se Habla Español — Flexible Appointments
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
