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Debt Consolidation Companies

Debt Consolidation Companies

Indianapolis Bankruptcy Lawyers Who Know Your Debt Relief Options

Although their services and similar ones have been around for a long time, a new wave of debt consolidation and "credit solutions" companies have emerged. Every day, hundreds or thousands of Americans respond to their mass-advertised offers of alternatives to bankruptcy — and, unfortunately, it has become necessary to warn consumers against programs that have a very low rate of overall success.

Clear, Honest Assessment of Bankruptcy and Non-Bankruptcy Alternatives

What does bankruptcy provide that no other debt relief solution can? In a word: certainty. Confidence that you know where you stand and have a plan for the future, backed by a legal, permanent discharge of debts. Companies that offer to negotiate on your behalf may:

  • Advise you to discontinue paying credit card companies and other creditors and force negotiations, leaving you susceptible to lawsuits, judgments and wage garnishment while continuously further damaging your credit rating
  • Not have a negotiating relationship with all your creditors — and be altogether unable to deal with the complexities of foreclosure defense, auto repossession or other major debt issues
  • Collect substantial up-front fees for their services and keep these fees regardless of the client's ultimate success resolving debt problems

Speak With a Focused, Experienced Bankruptcy Lawyer

You can turn to us, as many others have, after trying to work with a debt consolidation company that promised to help you — only to pay that company thousands and still need to consider bankruptcy. Ideally, we want you to contact us now to discuss what to expect from bankruptcy, and what to look out for when considering debt consolidation companies.

Saeed & Little LLP, offers free telephone consultations and flexible appointment times to accommodate client needs. We will work to make the best solution affordable for you.

Flexible Appointments

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.