Indianapolis Loan Modification Lawyers

Considering the continuous havoc the related mortgage and real estate crises have wreaked on the American economy, it would seem rational for the federal government to modify as many mortgage loans as possible, as quickly as possible. This however, is not the reality. Mortgage companies are overburdened trying to comply with government programs and the lengthy process of applying to modify loans.

If you are facing foreclosure, or are at risk, you should consult with an experienced attorney as soon as possible who can work to streamline the process and prevent you from losing your home or falling too far behind on your mortgage payments. Few lenders are willing to negotiate directly with borrowers in foreclosure, so legal representation is essential.

The lawyers at Saeed & Little LLP, have more than 60 years of collective experience helping individuals and families modify loans and consider all the legal options they have to get their heads back above tumultuous financial waters.

Indianapolis and Morgan County Government Loan Modification Attorneys Advocating Your Best Interests

Delays in the government's process of approving your mortgage modification are inevitable, and as they do, arrearage on the mortgage continues to grow.

• First, once the government has reviewed your application and decided that you are eligible, it will require a three-month trial period.
• You will be required to make your normal payments during the trial period before the government actually determines if you receive a mortgage modification.

The waiting period for your eligibility decision could be extended for several reasons. Additionally, a mortgage modification can be difficult to obtain if you are self-employed or cannot establish an accurate monthly income average. It is important to consider other options that may help you find debt relief sooner, including bankruptcy.

A well-executed personal bankruptcy filing is often an effective alternative that can provide you with a fresh financial start and long-term financial stability.

Free, Informative Consultations: Call 866-660-6928 or 317-800-6181

Contact us today to discover your options in saving your home and regaining financial freedom. Our Indianapolis loan modification attorneys can pursue your best interests and keep you informed throughout the process of bankruptcy or loan modification.

Flexible Appointments

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.